Make your retirement dreams come true.

Retirewise is the #1 specialist financial adviser for busy people who want to retire well. We create achievable plans for financial independence & early retirement.

The three principles of good Retirement Planning

Dream Big

Visualise the lifestyle you want. Think about what will make you happy in future.

Plan Well

A good retirement doesn’t just happen. To realise your dreams, you need a plan.

Start Early

The earlier you start, the better. Delay and complacency are the biggest risks.

What we do

We empower busy people to become happy retirees.

Retirewise is a specialist team of retirement financial advisers based in Sydney, Australia.

We help people who are too busy working today, to become the the happy retirees of tomorrow.

We do it by creating achievable, personalised wealth creation plans that are delivered via a genuine partnership approach.

The team are laser-focused on getting results. We're here to help you achieve your goals for financial independence and a dream retirement.

What does your ideal life at 60 yrs look like?


A country home

International travel



Work-life balance

Financial freedom



Boat cruises

To get there, you need a plan.

Don't wait

Find out how your superannuation balance compares.

Take the quick self assessment to determine if you’re on track for good retirement (or not)

If not, you may feel the consequences of inaction most acutely in your final decades of life:

  • retiring with $100,000's of debt
  • being forced to sell the family home
  • reliance on government Age Pension
  • not being able afford to travel 
  • low disposable income   

If enjoying a good lifestyle in retirement is important to you, then you need to be aware of the single biggest risk factor you face: inaction.

The sad reality is most people don't get serious about retirement planning - until it's too late. And the main reason? Being 'too busy'.

You owe it to your future self to get this right, now. 

Take action, while there's still time.

Start with our FREE Retirement Savings Check, and find out where you stand in minutes.


What Our Clients Say

Their advice is independent, professional and very good value. They let me proceed at my own pace with no pressure. Their advice has produced great results. It’s nice to have advisers that I totally trust!

Michael Johnson

Both James and Peter are very professional and trustworthy (I've been a client for cover 30 years) ...they really know their stuff and always keep me in the loop...highly recommend this business

Sam Tsig

I was previously with another firm and on bringing my business to RetireWise, have found this firm & its representatives to be highly knowledgeable, professional, trustworthy and very responsive.

Peter Gotsis

About Retirewise

Retirement is a journey. You want the right team.

Retirewise is the Financial Adviser Sydney trusts for retirement.

Since 2013, the Retirewise has helped hundreds of people with information, guidance and financial advice.

The team is famous for its 'no B.S' approach. We're straight-up people who tell it like it is. Growing & securing your wealth is our core business.

We stay up-to-date with the latest trends, financial techniques, tax & regulatory changes. And we're proud of our 5-star compliance record. 

Retirewise is the steady-hand you need for the journey ahead. Our director has been a registered tax agent and practicing accountant for nearly 40 years.

We're committed to excellence, and we're here for the long-term.

smiling elderly couple enjoying the sunset

Our Partners

Frequently Asked Questions (FAQs)

What does Retirewise do?

Retirewise is a team of retirement financial advisers located in Sydney, Australia.

We specialise in helping busy individuals create personalised wealth creation plans to achieve their goals for financial independence and a dream retirement.

We are known for our partnership approach because our team will work closely with you to create achievable plans and get results.

Our ultimate goal is to help people become happy retirees in the future.

Why do I need a financial planner Sydney?

Working with a financial planner in Sydney can be particularly beneficial when planning for retirement.

Retirement planning can be a complex and overwhelming process, and a financial planner can help you navigate the many decisions you'll need to make.

They can help you create a personalised retirement plan based on your unique financial situation, goals, and risk tolerance.

They can also help you make informed decisions about when to retire, how to invest your savings, and how to manage your income and expenses in retirement.

A financial planner can help you develop a comprehensive retirement plan that takes into account factors such as inflation, taxes, and unforeseen expenses.

By working with a financial planner, you can have greater confidence in your retirement plan and feel more prepared for the future.

When do I need a financial adviser?

You may want to consider working with a financial adviser when you are planning for retirement, particularly if you have complex financial needs or goals.

Some examples of when you may want to seek the advice of a financial adviser include:

When you are nearing retirement age and need help creating a retirement plan that takes into account your savings, investments, and expected retirement expenses.

When you have retirement savings in multiple accounts, such as a 401(k), IRA, or pension, and need help coordinating your investments to meet your retirement goals.

When you have a high net worth and need help managing your wealth to ensure you have enough money to support your retirement lifestyle.

When you want to maximise your Social Security benefits and need help understanding the rules and strategies for claiming benefits.

When you have a complex estate and need help with estate planning, including creating a will or trust, minimising estate taxes, and transferring wealth to your heirs.

A financial adviser can help you navigate these complex financial issues and create a comprehensive retirement plan that is tailored to your needs and goals.

Can you trust financial advisors?

In Australia, financial advisors who provide retirement planning services are regulated by the Australian Securities and Investments Commission (ASIC). Financial advisors must hold an Australian Financial Services (AFS) licence and meet certain professional standards in order to provide financial advice to clients.

While most financial advisors in Australia are reputable and have their clients' best interests in mind, it's important to do your due diligence and carefully vet any potential advisors before hiring them. You can check whether an advisor is licensed and registered with ASIC through their Financial Adviser Register (FAR) website.

It's also important to understand how your financial advisor is compensated. Some advisors receive commissions or other incentives for recommending certain investment products, which can create a conflict of interest. Others are fee-only advisors, meaning they are paid solely by their clients and do not receive any commissions or incentives. It's important to understand how your advisor is compensated and whether their compensation structure aligns with your best interests.

Ultimately, it's important to choose a financial advisor who is transparent, trustworthy, and has a track record of helping clients achieve their retirement goals. Don't be afraid to ask questions and take your time in choosing an advisor who is the right fit for you.